News

How to make moving simple

Whether you’ve opted for a sea change, a tree change or something in between, moving house and discovering a new neighbourhood is an exhilarating time. Here’s how to make your packing and moving experience as smooth and seamless as possible, so you can hit the ground running as soon as you arrive in your new...

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Three finance strategies for purchasing your next property

Whether you’re upsizing, downsizing or just moving to a house in a new location, your situation has probably changed since you last bought. Here’s a refresher on some of the finance options available when you’re purchasing your next house and a few other key considerations. The straightforward approach: Sell your current house to pay for the second If you’re...

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The costs that may surprise you when buying a home

Besides the deposit and monthly mortgage repayments, there are other fees to consider when buying a house. Things like pest and building inspections, borrowing costs, insurance and legal fees all add up. The average Australian may pay more than $6,000 in unexpected upfront costs on average, according to research from Finder. When you’re on a budget,...

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August 2021 Update

Australian housing values continued their upward trajectory in July, rising another 1.6%, despite lockdowns in many parts of the country. This brings national housing values up a staggering 16.1% over the past year. But some experts say there are signs that the market may be losing some momentum. Interest rate news The Reserve Bank of...

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Here’s how your credit cards can impact your mortgage application

There are 13 million credit cards in circulation in Australia with an average balance of $2,899 per card, according to research from Finder.com.au. Nearly 70% of Australians have a credit card, but how many know how credit cards can affect your loan eligibility? Why banks review your credit cards? When applying for a loan, lenders are...

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Government incentives to help you achieve your home ownership goals

Aspiring to become a homeowner is one thing, actually planning how you’re going to pull it off is another, especially in Australia’s record-hot property market. Fortunately, there are some new government initiatives to help you achieve your home ownership goals— possibly sooner than expected. 1. First Home Loan Deposit Scheme (FHLDS) expansion and increased price caps Under the...

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July 2021 update

The Australian property market continues to break records with national dwelling values reaching a peak in FY21 that hasn’t been seen since April 2004. If you are keen to get a foothold in the market, hang in there. Some experts say some of the heat may be coming out of the market. Interest rate news...

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A homeowner’s guide to refinancing

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so. We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge, and more competitive products become available so keeping the same...

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How to compare home loans and features

Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for your situation is a process that can be confusing, particularly...

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Get your budget under control

Getting your budget under control and your finances in order is essential to anyone looking to apply for a home loan, but it’s particularly important for first home buyers about to take the first step on the property ladder. Now the end of financial year has arrived and you’re getting all your paperwork together for...

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