News

Is it the right time to refinance an investment property?

Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we highlight some of the key considerations for this strategy and how savvy investors...

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Summer is coming, it’s time to shift into gear!

Say the words ‘finance broker’ and most people immediately think of the person who can line you up with a competitive mortgage. But did you know we can also help you find the right loan product for a whole range of lifestyle assets? Caravans. Speed boats. Jet skis. The whole shebang. So, what’s the most...

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How the Budget will get the property market moving again

The 2020 Federal Budget announced a range of economic measures to help support individuals and businesses through the COVID-19 downturn. It also includes some initiatives that could be helpful if you want to buy your first home, build a granny flat or put money aside to invest. Even though 2020 has been a difficult year...

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November Update

It has been an exciting past month in the property world, with the housing recovery continuing to gather momentum. In October, all capital cities except Melbourne saw dwelling values increase. If you are new in the property market, considering your next property purchase, or taking the next step in your investment journey, the timing couldn’t...

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What are the extra costs of buying a home?

Application & establishment fees, stamp duty + more. When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Home loan application fees Most lenders charge a home loan application fee. This...

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Easing financial pressures: loan deferrals, refinancing and more

When COVID-19 struck, banks gave eligible customers an option to pause their repayments for six months from March, due to the volatile economic climate. Hundreds of thousands of Aussies took up the offer. Home loan deferrals were due to end in September, but banks announced borrowers who are still experiencing difficulties could apply for further...

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Home loan formal approval process and terminology explained

There’s nothing like being formally approved by a lender for a home loan. It’s your green light to buy the property you have your heart set on. Borrowers who have taken the necessary steps in the pre-application phase will be in a strong position to secure the property they want. Here, we explain how to get formally...

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Where are Australia’s most affordable homes?

Everyone wants a property bargain, right? Well, there’s a big difference between a bargain and a home that’s just cheap. For example, Andamooka in South Australia was declared Australia’s cheapest suburb in 2018 – the average house price is just $34,625. The reason why – the town has a population of just 316 people and...

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October Update

Spring has officially arrived, which usually marks the start of the busiest time of year for the property market but this year has been like no other. Australia’s housing is slowly emerging from its COVID-induced slumber as the spring property market gains momentum. New data shows a clear shift towards increased interest in regional areas...

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Home buyers protection: which one is right for you?

2020 has been quite an eventful year so far… and unfortunately not for the right reasons. From the bushfires, the COVID-19 pandemic, and now the economic challenges, it’s been mentally and emotionally exhausting for many Australians. During challenging times, we all desire for the peace of mind that comes from knowing you, your family and...

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