News

Reducing Costs and Saving Money in Uncertain Times

During these times of uncertainty, we understand there could be challenging periods ahead and want to reassure you that we are here to help. If you are experiencing changes to your personal circumstances and are in a position to do so, refinancing your current loan could be a smart first option to assist in reducing...

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Countdown to settlement day: what you need to know

You’ve found your dream property, had your offer accepted, and now there’s just one last yet very important milestone to achieve – settlement day. The anticipation has been building for weeks! Are you ready for the big day?   Settlement day can be both exciting and stressful. As your mortgage broker, I am here to...

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5 key steps to successful property management for new landlords

An investment property is a business, so it is important to manage it properly in order to achieve financial success. One of the first decisions you’ll need to make is whether to manage it yourself or hire a property manager.   If you’re the hands-on type of business owner, managing the investment property yourself may...

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March Update

Autumn is here! Activity in the property market usually picks up during this time, so an exciting month is ahead of us. Whether your goal for 2020 is to buy a new home, an investment property, or to refinance your existing home loan, your mortgage broker will be happy to assist you throughout the process....

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March RBA decision

While the autumn wind blows colder, things are heating up in the property market as the Reserve Bank of Australia (RBA) decided to slash the official cash rate to a historic low of 0.50% at its meeting today.           At the previous meeting, RBA governor Philip Lowe said that despite expectations...

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Why it’s a good idea to get pre-approval

You may have heard it’s important to get a home loan pre-approval. But why do you need it? Pre-approval confirms you’re eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances to decide if you’ll meet their criteria and can afford to repay a mortgage. It...

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To move or improve? Deciding what’s right for you

For most of us, it’s easy to form a sentimental attachment to our home. However, there may come a time when we either outgrow the property or would like to make changes. Sometimes these circumstances can make it difficult to decide whether to relocate or renovate. Here are some of the key considerations to ponder...

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Exciting news for first home buyers!

There’s nothing quite as exciting as receiving a shiny set of keys to your very own home. The thrill of knowing it’s all yours. The freedom to be able to do what you like with it. Nothing compares! If you’re an aspiring first home buyer, the new First Home Loan Deposit Scheme may help you...

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February Update

We hope 2020 is off to a positive start for you. Activity in the property world has been quiet of late, in line with the seasonal festive period slowdown. However, as we progress into February, things are bound to pick up. If your goals this year include purchasing a property, now is the time to...

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